Nirdhan Utthan Laghubitta Bittiya Sanstha

Nirdhan Utthan is a pioneer microfinance institution involved in extending financial services to low income group in Nepal. 

Target Clients

Nirdhan Utthan recruits new clients who fit the following targeting criteria for its group based financial services:

  • Own less than 0.25 hectares of irrigated land or less than 0.5 hectares of un-irrigated land per five-person family.
  • House must not have cement walls or concrete ceiling (pucca house).
  • Permanent resident of bank’s working area.
  • No family members employed in the formal sector

NULBSL at a Glance, As of Mar 13, 2025

Total Loan Disbursed (NPR) 251.45 Billion
Number of Branch Office 185
Loan Outstanding (NPR) 25.95 Billion
Number of Centers 22,883
Number of Active Clients 399,825
Number of Regional Office 10
Saving & Deposit (NPR) 20.50 Billion
Total Staff 1,065
Working Districts 77
Local Bodies Outreach 552
Number of Loan Clients 181,787
Currency Conversion USD 1=NPR 139.54
Number of Female Staffs 445
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Nirdhan Utthan Laghubitta Bittiya Sanstha, "the bank for upliftment of the poor" is a microfinance bank established in November 1998 under Company Act of Nepal 1997 (now Company Act 2006)